Getting started is easy and costs nothing upfront. You can either call us or fill out our online contact form to schedule a consultation. Our initial consultation and pre-qualification review are free of charge and come with no obligations. During this process, we’ll discuss your goals and ask you to provide some basic financial info to see what you might qualify for. If you decide to move forward with a loan application, there may eventually be standard costs like credit report fees or appraisal fees (depending on the loan), but we will never charge surprise fees. We are transparent about any costs before you incur them. Our goal is to help you find the right financing, and we only succeed when you do.