Equipment financing is relatively quick. If you have your quotes and information ready, approvals can sometimes happen in a matter of days. We’ve seen franchise clients get an approval in 48–72 hours for simpler deals. Funding can follow shortly after, once documentation is signed and any down payment made. In general, expect anywhere from a few days up to 2–3 weeks to have the funds or vendor payment in place. This is much faster than something like an SBA loan. Many lenders offer expedited programs for financing under certain amounts (like “application-only” approvals for loans up to $100K or more, which speeds things up).